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If you do need to borrow money, here is a list of questions that you should ask all the lenders.

  • ¬†What is the APR?
  • What is the length of the loan period?
  • Are there any penalties for making early repayments?
  • Are there any set up fees?
  • Is the rate of interest variable or fixed over the loan period?
  • Is the loan secured on your house?
  • Are there any penalties if you miss or delay in your interest payments?
  • Are there are any other charges of any kind.

Also ask yourself. Continue reading “Questions You Should Ask When Borrowing Money” »